Habitat for Humanity of the Chesapeake
Habitat Chesapeake has a 38 year track record of assisting lower-income families, primarily headed by middle-aged African-American women, in becoming first-time homeowners in historically disinvested neighborhoods. Interest in homeownership through Habitat is high. In FY2020, Habitat received more than 800 pre-qualification questionnaires. Grant funds will support costs associated with the rehabilitation and construction of 10 homes in three neighborhoods that have benefitted from significant investment by Habitat over the years: Pigtown, Woodbourne-McCabe, and Pen Lucy.
City Life Community Builders
City Life Community builders is renovating and selling 53 market rate houses just south of the Henderson Hopkins School. Grant funds will be used to support down payment and closing cost assistance for police officers and others working in security staffing in the neighborhoods surrounding their Henderson Crossing redevelopment project.
Baltimore Digital Equity Coalition, Fiscally Sponsored by Digital Harbor Foundation
The Baltimore Digital Equity Coalition (BDEC) was formed in March 2020 to help provide digital access for those without in Baltimore in the wake of COVID-19 shutdowns and closures. To date, this volunteer-led effort has focused its efforts in four areas: (1) access to devices; (2) greater Internet connectivity; (3) digital skills training and support; and (4) advocacy. While volunteers continue to be engaged and committed to the Coalition’s goals and priorities, the Coalition’s work demands are steadily growing and requires dedicated staff time. Grant funds will be used to support costs associated with the hiring of a full time staff position to expand the capacity and elevate the work of the coalition.
Baltimore Corps
Baltimore Corps supports Baltimore City’s social innovation sector by recruiting and deploying mission-driven young professionals to Baltimore City’s public agencies and social sector organizations. Kiva-Baltimore will target Black-owned small-business and micro-enterprise operating in Baltimore City and struggling to survive the economic collapse due to COVID-19. Grant funds will be used to support staff costs to meet expansion needs and increased demand from small and micro-business for ongoing advice and consultation through the Kiva-Baltimore platform.
Baltimore Community Lending, Inc.
Baltimore Community Lending (BCL) is an intermediary lender under the U.S. Small Business Administration’s (SBA’s) Microloan Programs. The foundation will provide the balance of matching funding to create a 15 percent loan loss reserve to launch the program. In supporting the small business assistance infrastructure in Baltimore City, the first year’s SBA Microloan fund of $750,000 is expected to fund loan amounts between $10,000 and $50,000 to between 15 to 75 small businesses, with special outreach to Black-owned businesses and businesses owned by people of color in Baltimore City.